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	<title>Ed Gutman &#187; credit card</title>
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		<title>Bank of America [insert expletive]!</title>
		<link>http://edgutman.com/2009/04/06/bank-of-america/</link>
		<comments>http://edgutman.com/2009/04/06/bank-of-america/#comments</comments>
		<pubDate>Mon, 06 Apr 2009 23:38:47 +0000</pubDate>
		<dc:creator>ed</dc:creator>
				<category><![CDATA[personal]]></category>
		<category><![CDATA[apr]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[blerg]]></category>
		<category><![CDATA[bofa]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://edgutman.com/?p=343</guid>
		<description><![CDATA[Bank of America, you are the bane of my existence.]]></description>
			<content:encoded><![CDATA[<p>&lt;rant&gt;</p>
<p>I knew this day would come. Alas, my 7.9% Fixed APR was too good to be true. In it&#8217;s place will sit a brand spanking new 12.9% Variable APR, most likely due to my recent stint of unemployment. While I have the right to reject this change (in less than two weeks), it pretty much means I can&#8217;t ever use the card again. There will be thousands of customers who won&#8217;t even realize this is happening, since the notice comes in a non-envelope that&#8217;s dressed up like advertising, likely to go into the junk pile. At least I don&#8217;t have much of a balance on it, but for others, it could hurt quite a bit.</p>
<p>You took my precious MBNA away and now this.</p>
<p>&lt;/rant&gt;</p>
<p>Anyone have any good, and I use the term loosely, credit card recommendations?</p>
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